Charging stations look simple. Then the electric bill arrives.
The Charge Sheet is a free, honest guide to how EV charging works, what it really costs, and whether it's worth doing. No sales pitch. Written by someone who built a charging company and learned most of this the expensive way.
Three things most people learn too late.
All three come from real sites. None of them show up in a brochure.
The gap in daily sessions per charger between the best and worst real sites we measured. Same kind of hardware. Very different lives.
See the benchmarksCharging attempts that failed at one real network, while it reported uptime in the high nineties. Uptime and working are not the same thing.
Why that happensOne month's electric bill for a fast charger that ran exactly one session. Blame the demand charge, then learn how to beat it.
Meet the demand chargeRead it in order. Or don't.
Eight short guides, from what happens inside the cable to paying for it and running a fleet depot. Each one stands on its own.
- 1How charging worksWhat actually happens between the plug and the battery, and why the car, not the charger, is in charge.9 min
- 2The businessWhere the money comes from, where it goes, and the electric bill that ruins most spreadsheets.8 min
- 3It's a real estate businessWhy the address decides everything, and how to underwrite a charging site like the development it really is.7 min
- 4Paying for itCash, grants or a loan: the three ways to fund a site, and why most people should finance.9 min
- 5BatteriesWhat storage fixes, what it earns, and the tax rules that can hand you 30% back or nothing at all.11 min
- 6ConnectivityThe invisible part of every charger, and the cause of more "it's broken" than anything with a power module in it.7 min
- 7BuyingWhat to ask vendors, what a good answer sounds like, and when to politely leave the meeting.8 min
- 8Fleet chargingCharging curves, the 80% rule, and why the people moving the cars matter as much as the chargers.8 min
Then run the numbers.
Free tools, no sign-up. Every assumption is visible, and you can change all of them.
Site planner
What a site costs to build and run, what it earns, and how many sessions it needs before it stops losing money. Batteries included, literally.
Open the site plannerInstall cost estimator
Wire sizes, conduit, trenching, gear and concrete, priced from how far the chargers sit from the electrical room. Distance gets expensive fast.
Estimate an installSBA loan check
How much you'd borrow, what it costs a month, and whether your cash flow covers it the way a lender will want to see.
Check a loanFleet throughput
How many vehicles a depot or lot can charge in a day, what stopping at 80% buys you, and Level 2 against DC fast for your fleet.
Model a fleetUtilization forecast
How busy a site will be, from the traffic or people already there. Gives you a range, because anyone who gives you one number is guessing.
Forecast a siteConnectivity check
Grade the cellular signal where the charger will stand, and get a setup that won't leave drivers staring at "authorizing."
Check a siteReal sites. Real numbers.
Sessions per charging port per day at real operating US sites. Actual results, anonymized, not forecasts. The spread is the story.
About
I'm Aatish Patel. I build physical products and the businesses around them, and I've spent the last several years doing that in EV charging.
The Charge Sheet exists because most of what I know about charging, I learned by getting it wrong first, or by watching someone else do it. The information is out there, but it's scattered across vendor brochures, utility tariff books and forum arguments, and most of it is trying to sell you something. This isn't. It's free, it's open source, and it will stay that way.
Wherever I could, the numbers come from real sites and real data. Where I had to assume something, the tools say so, and you can change it. If you think something here is wrong, you're probably right about something, and I'd like to hear it.
How I got here
- Fellowes MobileSupply chain engineer on injection-molded phone cases for Walmart, AT&T and Verizon. Where I learned that a product is mostly its supply chain.
- Desktop MetalMetal powders, then technical program manager across printer and product lines.
- FormlabsBuilt the Fuse powder product line from zero, set up its supply chain in Germany, and shipped the first SKUs.
- XCharge North AmericaFounded it in February 2021 and ran it for the better part of six years, across product, sales, marketing, HR, finance and logistics. A polite way of saying I've done most jobs in a charging company, including a few nobody wanted.
- XCharge (Nasdaq: XCH)Chief operating officer. Took the company public in September 2024 and ran the IPO roadshows myself.
I studied mechanical engineering at NYU and management at Harvard Extension School. I also grew up around my family's hotel business, which taught me early that a charger is a guest amenity before it's a business.
Get in touch
Questions, corrections, or data from your own sites you'd be willing to share anonymously. I read everything.
How charging works
Enough engineering to understand the business, and not a volt more. If you know why a session fails, you know why the money didn't turn up.
Where the converting happens
AC charging: the charger is in the car
A Level 2 "charger" is not a charger. It is a switch with opinions. It delivers grid AC to the vehicle and the vehicle's onboard charger rectifies that AC into DC for the battery. The onboard charger is the bottleneck, and it varies by model: 7.7 kW on many cars, 11 kW on some, 19.2 kW on a few. Two cars on the same 11 kW unit will charge at different speeds and neither one is broken.
The wall unit and the car talk over the control pilot, a 1 kHz square wave on a dedicated pin. The duty cycle of that wave tells the car how much current the circuit can supply. The car answers by pulling the pilot voltage down through a resistor to say it is connected and ready. Only then does the relay close. A separate proximity pin tells the car a plug is in the socket, so it won't drive off with the cable attached.
Practical consequence: Level 2 hardware is cheap and simple, and almost all of the cost of a Level 2 project is in the concrete and the copper.
DC charging: the charger does the work
A DC fast charger skips the car's onboard charger entirely. The cabinet takes AC from the grid, rectifies it into DC with a stack of power modules (commonly 15 to 75 kW each), and feeds that DC straight to the battery pack through the contactors. More modules, more power, more money, more heat, more things to fail.
Because the modules are shared, a four-dispenser site may not deliver full power to four cars at once. Power sharing is a feature, not a defect, but it is also why "four 150 kW stalls" sometimes means "600 kW split four ways when busy." Ask how power is allocated before you sign.
Communication is where it gets interesting. CCS and NACS/J3400 use HomePlug Green PHY power line communication over the pilot pins, running DIN 70121 or ISO 15118. CHAdeMO uses CAN. ISO 15118 is what enables Plug and Charge, where the car presents a certificate and authorizes itself with no app or card at all.
Pack voltage matters too. Most EVs run a roughly 400 V pack, newer ones run roughly 800 V. Chargers have a voltage window. A car outside that window either charges slowly through a boost stage or doesn't charge at all.
The battery, in the terms that affect your revenue
A pack is a few thousand cells wired into modules, managed by a battery management system that owns every decision about current, temperature, and safety. Chemistry drives behavior. NMC packs hold more energy per pound and take fast charging well. LFP packs are cheaper and longer lived, tolerate a daily 100% charge, and tend to taper harder at the top and suffer more in the cold.
Charging follows constant current, then constant voltage. The pack takes a high, steady current while there is room, then the current tapers as it fills so cell voltage stays inside safe limits. That taper is why the marketing number is 10% to 80%, and why the last 20% can take as long as the first 60%.
One car, one 150 kW charger, 30% to 85%
Watch the dot slow down as the battery fills. That slope is the taper, and it is the car’s decision.
- State of charge is the single biggest driver of session speed. A car arriving at 60% will never see peak power, no matter how big your charger is.
- Temperature is the second. A cold pack accepts very little current until it warms. Cars that precondition on the way to a charger do far better, which is why navigation-triggered preconditioning matters.
- C-rate is power divided by capacity. A 75 kWh pack at 150 kW is charging at 2C, which is demanding. The same 150 kW into a 150 kWh pack is a gentle 1C.
- Degradation comes from heat, time spent at high state of charge, and repeated fast charging at high state of charge. It is real, and it is slower than the internet believes.
The one that costs you money. Your average session is not your peak power times your session length. Real sites deliver far less energy per minute than the nameplate suggests, because cars arrive with charge in them and taper on the way out. Model energy per session, not kW.
The handshake, step by step
A DC session is a negotiation, and every step is a place to fail.
Why sessions fail
Not actually failures
- Taper. The car arrived at 70% and is doing what it should.
- Cold pack. Power climbs as it warms. Nothing to fix.
- Power sharing. Two cars, one power cabinet.
- The car's onboard limit on Level 2. You cannot sell 11 kW to a 7.7 kW car.
Real failures, roughly in order of how often they bite
- Payment authorization. The terminal cannot reach the processor, the pre-auth is declined, or the card is a type your terminal was never certified for.
- Connectivity. The cellular modem sits in a metal box at the edge of a parking lot. Signal there is worse than you assumed on site visit day.
- Communication timeouts between car and charger, often specific to one vehicle model and one firmware version. These are the hardest to diagnose and the most common cause of "it works for everyone but my car."
- Isolation and ground faults, usually water in a connector or a cable that got run over.
- Cables and connectors. The single most abused component on the site. They are consumables. Budget for them.
- Contactor and power module failures, which take the stall down until a technician with parts arrives.
- Firmware updates that fix one vehicle and break another, or that break the payment terminal driver.
- Blocked stalls, whether by a gas car or by a driver who finished an hour ago.
Payments, software, and hardware: where the journey actually breaks
Three vendors usually meet inside one steel cabinet: whoever built the hardware, whoever runs the charge management system (CMS), and whoever processes payments. The driver does not know or care. The driver knows the screen said "authorizing" for ninety seconds and then nothing happened.
Where it breaks
- Any hop that needs the network fails when the network is down, and the network is down more often than the site survey implied. Decide in advance what the charger does offline: refuse sessions, or start them and hope you can bill later. Both answers cost money. Pick one on purpose.
- Pre-auth holds look like charges to drivers. Expect calls about the $75 you did not actually take.
- Terminal certification is tied to a specific processor. Changing processors can mean changing terminals, which can mean a truck roll to every stall.
- Missing meter values turn into billing disputes you will lose.
- Version mismatches between hardware firmware and CMS expectations cause subtle failures that each vendor blames on the other. OCPP 1.6J is common, 2.0.1 is where things are going, and "OCPP compliant" means almost nothing without a documented profile.
- Refunds and chargebacks have to be possible for whoever answers the phone, which is usually the site host who has no access to any of these systems.
What to do about it. Before buying, get the hardware vendor and the CMS vendor on the same call and make them describe this chain together. Then test the ugly paths on purpose: pull the antenna, use a declined card, stop a session mid-stream, and unplug during precharge. The vendor that has answers for those four is the one to buy from.
The business
Selling electricity to people in a parking lot sounds like easy money. It isn't, and this is why.
- What you sell
- Hardware
- Revenue
- Costs
- Demand charges
- Ownership models
- Incentives
- Reliability
- How sites fail
- Glossary
What you are actually selling
Drivers think they're buying electricity. They're buying time. A DC fast charger sells thirty minutes back to someone halfway through a road trip. A Level 2 charger at a hotel sells a full battery by breakfast. Price and position the site around the time, not the kWh.
The business, meanwhile, runs on one number: sessions per port per day. Nearly every cost is fixed (hardware, construction, software, maintenance, demand charges) and nearly every dollar of revenue is variable. Low utilization doesn't mean low profit. It means real losses, because the fixed costs show up whether anyone plugs in or not.
Almost everything else in this business is a way of moving that one number, and the biggest lever on it by far is the address.
The hardware, in one pass
| Type | Power | Typical session | Where it fits |
|---|---|---|---|
| Level 2 (AC) | 7 to 19 kW | 1 to 10 hours | Hotels, workplaces, multifamily, destination retail |
| DC fast | 50 to 400 kW | 15 to 45 minutes | Highways, grocery, convenience, fleet turnaround |
Match the charger to the dwell time. A 350 kW charger at an apartment complex is a monument to someone else's budget. A 7 kW charger at an interstate exit is a customer service incident.
Connectors: North America is moving from CCS1 to NACS, standardized as SAE J3400. New DC sites should plan for J3400, and most networks keep CCS1 alongside it through the transition. Level 2 uses J1772 or J3400.
A port is a connector that can charge a car at the same time as the others. A charger (or dispenser) may have one or two ports, and some split power between them. When you compare quotes, count ports and simultaneous power, not boxes.
Where the money comes from
- Energy sales, priced per kWh where state weights and measures rules allow it (most now do), otherwise per minute or per session.
- Idle fees for cars that finish charging and keep the spot. Less about revenue, more about turnover.
- Session fees, memberships, and subscription pricing.
- Fleet contracts. One delivery fleet committed to overnight charging is worth more than a hundred random drivers.
- Environmental credits, such as Low Carbon Fuel Standard credits in California, Oregon, and Washington. Real money, volatile price.
- Indirect value to the host: dwell time, foot traffic, room nights, tenant retention. This is often the actual reason a host says yes.
Where the money goes
Up front
- Hardware. The line item everyone negotiates hardest and the one that matters least by the end.
- Make-ready: trenching, conduit, switchgear, panels, pads, bollards, signage, accessible stalls. Where estimates go to die. Estimate yours.
- Utility service upgrades, such as a new transformer or a new service. Can cost more than the chargers and take a year or longer to schedule.
- Design, engineering, permitting, and commissioning.
Every month
- Electricity: energy charges plus demand charges. See below, and bring a drink.
- Network software and connectivity, usually priced per port per year.
- Maintenance and warranty. Budget for it on day one, because the chargers will not ask permission to break.
- Payment processing, host revenue share or lease, and insurance.
Operator note. On a DC fast site, the hardware quote is often a third to half of the real project cost. The rest is concrete, copper, and waiting on the utility.
Where the price of one kWh goes
Four 150 kW DC chargers with the site planner’s default costs. The build is paid back over ten years at 8%.
Demand charges, the silent killer
Most commercial electric bills have two parts. Energy is billed per kWh used. Demand is billed per kW of the highest power draw in the month, usually measured over a 15 minute window. A 150 kW charger that runs flat out for fifteen minutes, once, sets that month's demand at 150 kW.
At $15 per kW, that is $2,250 before you've sold much of anything. Spread across one 30 kWh session, the electricity cost you about $75 per kWh. Spread across 600 sessions, it's closer to $0.25. Same charger, same tariff, different business.
- Energy delivered
- 30 kWh
- Energy charge at $0.12/kWh
- $3.60
- Demand charge, 150 kW at $15/kW
- $2,250.00
- Total
- $2,253.60
- What each kWh cost you
- $75.12
Ways to fight it
- EV-specific rate schedules. Many utilities now offer them, often with reduced or phased-in demand charges.
- Power management: capping site power or sharing it across ports so the peak stays lower.
- Battery storage to shave peaks. It works, but it's a second project with its own capex.
- Right-sizing. Building for the traffic you'll have in year five means paying demand on it in year one. Build the conduit for later, energize for now.
Who owns what
Who takes the risk
| Model | Who pays up front | Who eats slow years | What the host gets |
|---|---|---|---|
| Host-owned | Host | Host | All the revenue, all the headaches |
| Operator-owned, site lease | Operator | Operator | Rent or a flat fee |
| Revenue share | Operator or split | Shared | A percentage of revenue |
| Charging as a service | Provider | Mostly the host | A predictable monthly fee |
| Fleet depot | Fleet | Fleet | Cheaper fuel and control of the schedule |
The question that picks the model: who is better positioned to survive a slow first three years? Whoever that is should own the utilization risk, and get paid for it.
Incentives, as of fall 2026
- The federal 30C tax credit is done for new projects. It doesn't apply to property placed in service after June 30, 2026.
- NEVI, the federal highway charging formula program, was paused and reissued under new guidance in 2025. The money flows through state DOTs, each on its own schedule. Ask yours directly.
- Utility make-ready programs are often the best money left, because they pay for the expensive part.
- State grants and rebates vary widely. The AFDC laws and incentives database and DSIRE are the fastest way to see what applies.
- Grants are free money with a price: reporting, uptime requirements, and wage rules. Price the strings before you celebrate.
Reliability is revenue
A broken charger is worse than no charger. It costs you the session, the review, and the driver's willingness to try you again. NEVI-funded ports have to hold 97% uptime, which is a reasonable bar for anyone.
- Know who fixes it and how fast, in writing, before commissioning.
- Stock spares for the parts that actually fail: cables, connectors, payment readers, power modules, communication boards.
- Parts shipped from overseas bring lead times and customs paperwork. A two-week repair becomes a two-month one without stock on the shelf.
- Monitor successful sessions, not just online status. A charger can report online all day and fail every session.
How sites fail
- Picked for the land deal, not the traffic.
- Make-ready and utility work estimated at a fraction of what they cost.
- Demand charges modeled as an afterthought, or not at all.
- Nobody owns maintenance.
- Priced below the all-in cost of a kWh because the competitor down the road did it first.
- Built for 2032 traffic in 2026.
Glossary
- AADT
- Annual average daily traffic. Vehicles passing a point on a road on an average day. State DOTs publish it.
- CPO
- Charge point operator. The company that runs the chargers and usually owns the relationship with the driver.
- EVSE
- Electric vehicle supply equipment. The charger.
- eMSP
- E-mobility service provider. An app or network that lets drivers start and pay for sessions on chargers it doesn't own.
- OCPP
- Open Charge Point Protocol. How chargers talk to back-end software. Insist on it, so you can change software vendors without changing hardware.
- OCPI
- Open Charge Point Interface. How networks talk to each other for roaming.
- kW and kWh
- kW is power, how fast. kWh is energy, how much. Demand charges bill kW. Drivers buy kWh. Most bad pro formas confuse the two once.
- Make-ready
- Everything electrical and civil up to the charger itself.
- Utilization
- Share of time a port is in use, or sessions per port per day. This site uses both.
- Dwell time
- How long the car is parked. Pick the charger speed to match it.
- NACS, J3400, CCS1
- Connector standards. NACS was standardized as SAE J3400 and is becoming the default in North America. CCS1 is the incumbent.
It's a real estate business
The industry argues about chargers. The money is made or lost on the address. A charging site is a small real estate development that happens to sell electricity, and it lives or dies on the same thing every development does: location, location, location.
- Same box, four addresses
- Why location wins
- Scarcity
- Underwrite it like a development
- Site control
- Value beyond the plug
- Walk the site
Same box, four addresses
Here is the whole argument in one picture. Take two identical fast chargers with the same cost, the same price and the same everything else, and install them at four different addresses. The only input that changes is how busy each location actually turned out to be, using real utilization from the benchmark sites.
Two 60 kW fast chargers, four real locations
Identical $131k build at every address, the site planner's default operating costs, 40 kWh per session and 5% annual growth. The four named sites use real utilization. The urban range assumes 45-minute sessions. The EV-friendly rate cuts the demand charge from $15 to $5 per kW, which is the kind of relief many utilities now offer charging sites.
Read the red bars carefully. They aren't a reason not to build. Every one of those sites uses the same equipment as the winner. They lose because they sit where demand isn't: a quiet street, a hidden garage, a property that most drivers never pass. Put the same chargers where drivers already are and the math changes completely. That's the point of this page, not a warning against the business.
Why location wins
Look at what actually varies between charging sites. Hardware prices differ by maybe two to one. Prices to drivers differ by about the same. Utilization, in the real data on this site, differs by forty to one. When one input moves forty times more than everything else combined, that input is the business.
Location sets the ceiling. Hardware, pricing and operations decide how close you get to it. Good equipment can't fix a bad address, and a great address forgives a surprising amount.
What good looks like
A well-chosen urban site typically keeps its chargers busy 5% to 10% of the time. That doesn't sound like much, but on the box above it's the zone where the business works. With standard electric rates, a good urban site sits around break-even, and the top of the range earns back the build. Add an EV-friendly electric rate, which many utilities now offer, or price a little above the minimum, and most of the range makes money. Good real estate gets you into the game. Good execution wins it.
The newer benchmark data backs this up. The best-placed chargers in it, at a high-end shopping center and at the only fast charger in a remote small town, each keep a charger busy about 6% to 7% of the day. That's the band, measured.
Traffic is not the same as customers. The travel plaza in the benchmarks sits on a highway, charges nothing, and still sees about one session per port per day. Location isn't just how many cars go past. It's whether the right drivers pass by, need a charge, can get in easily, and have a reason to stay.
Scarcity is real estate too
Prime real estate isn't the only way to win. The newer data has a remote small-town site in oil country, the only fast charger for miles, that is as busy per charger as a high-end shopping center in a major West Coast city. Drivers passing through have exactly one option, and they use it.
Scarcity works for the same reason prime locations do: demand with nowhere else to go. It comes with two conditions. There has to be real traffic passing through, since being the only charger in a place nobody drives to is just lonely. And you should price like the only option, fairly but not timidly, because that pricing power is part of what the location is worth.
Busy for different reasons, priced very differently
Real sessions per charger from the benchmark sites, run through the site planner with its default costs over ten years at 8%. Demand charges are billed on the peak each site's real cars actually draw, taken from the session data, rather than a share of installed power. A charger here means one unit, which in this data almost always charges one car at a time even with two connectors.
Underwrite it like a development
Every question a real estate developer asks about a retail parcel has a charging version. Ask all of them before anyone orders a charger.
- Traffic and frontage. Volume on the adjacent road, which side of it you're on, and whether drivers can turn in without crossing three lanes. Awkward access has quietly killed more sites than bad chargers.
- Who drives past, not just how many. Rideshare, delivery and other high-mileage drivers charge every day. The best site in the benchmarks is a convenience store near an airport, where those drivers wait between trips. A steady stream of them is worth more than a big traffic count.
- Visibility. If drivers can't see the chargers from the road, or find them in the app photo, the chargers might as well not exist.
- Anchors and dwell. What is there to do for thirty minutes? Food, coffee, shopping, somewhere to sit. The anchor tenant of a fast-charging site is a clean bathroom.
- Access and circulation. Stalls you can pull through with a trailer, good lighting, and access around the clock. A gate that locks at 10pm is a business that closes at 10pm.
- Power at the parcel. Available capacity, the distance to the electrical gear, and the utility's timeline. It's the charging version of having utilities at the lot line, and the install estimator shows what distance costs.
- Competition. Who is nearby, how fast their chargers are, and what is being built. The garage in the benchmarks lost its drivers to faster chargers down the road.
- Growth. EV adoption in the area, new housing and new roads. Underwrite the market you'll have in year five, but build for the one you have today.
- Entitlements. Zoning, permits, parking minimums (turning required parking spaces into charging stalls can run into them), and any easements the utility will need.
Score an address
A rule of thumb built from the benchmark sites, not a forecast. For numbers, use the utilization forecast. Power doesn't change demand, only what it costs to build, so it's scored separately.
Measure it like a developer
Developers judge a project by its yield on cost: the annual operating profit once the site has settled in, divided by everything it cost to build. The interactive above shows it for each address. The test is whether the finished site would be worth more than it cost to build. If it would, you created value. If it wouldn't, you built an amenity, whatever the spreadsheet called it.
Site control is the asset
In real estate, if you don't control the land, you don't really own the business. Charging works the same way. The lease is as important as the chargers, and it usually gets a fraction of the attention.
- Term. At least as long as the equipment's useful life, with renewal options. A five-year lease on a ten-year asset is a gift to the landlord.
- Access. Around the clock, for drivers and for technicians, in writing.
- Exclusivity. No competing chargers on the property, and ideally none within a set radius that the landlord controls.
- Relocation and redevelopment. What happens if the landlord redevelops the parcel, and who pays to move everything.
- Easements. The utility may need its own rights to bring in new service. Get the landlord's cooperation committed in the lease, not promised on a call.
- Rent structure. Flat rent, revenue share, or a mix. Revenue share aligns everyone at an unproven site. Flat rent is cleaner at a strong one.
- End of term. Who owns the improvements, who removes them, and what "restore the premises" means for a trench full of conduit.
The value beyond the plug
For a property owner, chargers are part of the real estate, not just a business sitting on it. They can fill hotel rooms, lengthen shopping visits, attract and keep tenants, and position a property for the next decade of drivers. Sometimes the charger earns less than the building earns because of it, and that is perfectly fine.
The only rule is to decide it on purpose. If the chargers are an amenity, fund them like one and measure what they do for the property. If they are a business, hold them to a business's standard. The expensive mistake is building an amenity and expecting it to perform like an investment.
Walk the site before you sign anything
- Drive in from both directions at the busiest hour of the day.
- Stand where the charger will go and ask what a driver does for the next thirty minutes.
- Find the electrical room, then walk the route to the stalls, counting every sidewalk and curb on the way.
- Check the cell signal at the stall, not in the parking lot. The connectivity check will grade it.
- Count the competing chargers within a few miles, and note how fast they are.
- Read the lease before you fall in love with the parcel.
The short version. Buy the address, not the charger.
Paying for it
A charging site is a capital project. Chargers, concrete, copper and patience all cost money up front, and the revenue arrives one session at a time. There are three ways to fund one, and the right one depends on who you are and what you already have.
Three ways to pay, compared
Longer bars mean more of that thing. Blue is good to have more of, amber is a cost. Judgment calls from building and financing real sites, not a formula.
Paying cash, from a business that already earns it
If you run a business with steady cash flow, such as a hotel, a store or a fleet, you can fund chargers the way you'd fund any other capital improvement. It's the fastest route and the simplest paperwork. It's also the one where a bad decision costs you the most directly.
- Buy what you need, not what you want. Build what the site can realistically fill. For most first projects that means a few Level 2 ports, or one or two DC fast chargers, with spare conduit in the ground so you can grow into it.
- Get the utility's money first. Many utilities run make-ready programs that pay for the expensive electrical work, and most require approval before you build. Apply first, then build.
- Understand the tax side. The federal 30C charger credit is gone for new projects, but depreciation is generous: 100% bonus depreciation is permanent for qualifying property bought and placed in service after January 19, 2025, and Section 179 expensing is available up to $2.5 million. If there's a battery, the 48E storage credit may apply, subject to the FEOC rules. Have a CPA sort out which parts of the project qualify for what.
- Treat it like any other investment. What's the payback, what's the yield on cost, and what else could that money be doing? The site planner answers the first two.
Public programs: generous, competitive, and slow
Grants and rebates can cover most of a charging project's cost, and in some programs all of it. The federal NEVI program funds fast chargers along major highway corridors through state transportation departments. States run their own programs. California's CALeVIP is the best known: its funding window from October 7, 2026 to January 14, 2027 can cover up to 100% of eligible installation costs, up to $100,000 per fast-charging port. Utilities add make-ready incentives on top.
Almost anyone can apply. Winning is another matter.
- You have to be ready before you apply. Programs increasingly want projects that are ready to build: site control through a lease or ownership, engineered drawings, a utility service design, permits, and real cost estimates. All of that costs money, and you spend it whether you win or not.
- There's no guarantee. The funding pools are small compared with the number of applicants, and plenty of good projects miss out.
- The money often comes after you build. Many programs reimburse after construction, so you still need a way to pay for the project in the meantime.
- It comes with strings. Uptime requirements, data reporting, wage rules, and for federal money, Buy America requirements on the equipment. Price them before you celebrate.
Never build on a subsidy alone. Build because the site needs charging, or because you want to host it and the numbers work. Treat any grant as a discount on a project that already makes sense, not as the reason it exists.
Financing: the route most people should take
Borrowing lets you build now, keep your cash for running the business, and pay for the chargers out of the revenue they earn. Three sources are worth knowing.
- Vendor financing. Many manufacturers and distributors offer equipment loans or leases with the purchase. It's fast and convenient. Compare the rate honestly, and read what happens to the lease if the vendor leaves the market.
- Banks. Equipment loans and lines of credit, usually for borrowers with a banking relationship, a cash flow history and collateral.
- SBA loans. Loans guaranteed by the Small Business Administration, made through banks and specialist lenders. The 7(a) program lends up to $5 million for most business purposes, with simpler processing for loans up to $350,000. The 504 program funds fixed assets, typically with a bank lending about half, a certified development company about 40%, and you putting in about 10%.
Why SBA loans suit charging
Charging works best as part of an operating business: a coffee shop, hotel, gas station or car wash. That's also what SBA lenders like to see. The host business's existing cash flow supports the loan payments while the chargers ramp up, which takes much of the risk out of the deal for everyone. Getting pre-approved before you commit to a site tells you what you can afford and makes you a serious buyer when you talk to vendors.
What lenders look for, as of fall 2026
- Cash flow that covers the payments. Lenders measure debt service coverage: cash available for debt payments divided by the payments themselves. For SBA small loans the floor is 1.1, on historical or projected cash flow. For larger loans to new businesses, projections need to reach 1.15 within two years. Most lenders are happier at 1.25 or better.
- Money in the deal. New businesses, meaning those with a year or less of revenue, must put in at least 10% of the total project cost. Established businesses adding chargers are judged case by case, but skin in the game always helps.
- Personal guarantees. Owners of 20% or more generally guarantee the loan personally.
- Eligibility. The business must qualify as small, operate for profit, and meet SBA ownership and citizenship requirements.
- The rules keep moving. A revised SBA rulebook took effect on October 1, 2026 and carried most requirements forward. Ask your lender what applies on the day you apply.
The capital stack: who puts in what
A $250,000 project, with a $25,000 utility make-ready rebate in the cash and financing cases. Grant case assumes a program covering 70% of costs, paid after construction.
The SBA checklist
What a lender will ask for on an SBA loan for a charging project. Tick things off as you gather them. Your progress stays in this browser.
It's a real business, not a side hustle
Whichever way you pay for it, a charging site is a business. It needs someone who owns the uptime, the pricing, the maintenance, the utility relationship and the driver who calls at 10pm. It's closer to a full-time job than a passive investment, and the sites that succeed are the ones someone is paying attention to.
None of that should scare anyone off. It should just set expectations. Fund it sensibly, run it properly, and put it in the right place, and it's a good business.
Not financial, tax or legal advice. Loan programs, tax rules and incentives change, and every deal is different. Talk to a lender, a CPA and, where it matters, a lawyer before you commit.
SBA loan check
Put in the project, your business's cash flow and the loan terms, and see whether an SBA loan pencils: how much you'd borrow, what it costs a month, and whether the cash flow covers it the way a lender will want. A screening tool, not a credit decision.
Batteries
Storage is the most oversold and most useful tool in charging. It fixes power problems. It does not fix energy problems, and confusing the two is how people end up with a very expensive wrong answer.
What a battery is actually for
- Cutting demand charges. The battery covers the peaks so the meter never sees them.
- Avoiding or deferring a service upgrade. Often the real prize. A battery that lets you build on an existing 200 amp service instead of waiting eighteen months for a new one is worth more than the demand savings.
- Building where the grid cannot serve you yet. Capacity arrives years after demand does.
- Energy arbitrage on time-of-use rates, charging at night and selling by day. Real, usually small.
- Resiliency and grid programs. Nice, and sometimes paid, but rarely the reason on its own.
The rule. A battery reshapes when the energy arrives, not how much of it you get. If your site needs 2,000 kWh a day, you need a grid connection that can deliver 2,000 kWh a day. A battery buys you peak power, patience, and a smaller service. It does not buy you kilowatt-hours.
Site level or equipment level
| Site-level BESS | Battery-integrated chargers | |
|---|---|---|
| What it is | One battery behind the meter serving every charger | A pack inside each charger cabinet |
| Grid draw | Whatever you design the service for | Often 20 to 50 kW per unit, sometimes single phase |
| Best at | Bigger sites, several chargers, future expansion | One or two stalls where the grid is weak or far away |
| Weak at | Needs space, a pad, its own interconnection and permits | Energy limited per hour, so busy sites drain it |
| Cost shape | Priced per kWh and per kW, installed | A premium per charger, installed as one unit |
| Flexibility | Can serve other site loads, can be resized | Tied to that charger, moves with it |
The deciding question is usually not cost. It is whether the expensive part of your project is the utility service. If it is, the battery is competing against a transformer and a year of waiting, and it usually wins. If your service is already adequate, the battery is competing against a demand charge line item, and that is a much harder fight.
Sizing one, roughly
Charging demand clusters. Take your daily energy, decide what share lands in the busy window (about half in six hours is a reasonable starting point), and compare that to what the grid can supply during that window at your chosen limit. The gap is the battery's job.
A day at a busy fast-charging site
Four 150 kW chargers on a typical day. Slide the grid limit down and watch the battery's job grow. A lower limit means a smaller service and smaller demand charges, paid for with a bigger battery. The right answer is somewhere in the middle, and the site planner will find it.
Usable energy is what matters, not nameplate. So is discharge power: a 300 kWh battery that can only push 100 kW will not cover a 400 kW peak, however much energy it holds. Both numbers have to clear the bar.
Then check the recharge. The battery has to refill between busy windows at whatever power the grid limit leaves over. A site that is busy fourteen hours a day does not give a battery much time to breathe.
What a battery can actually earn
A battery at a charging site is a small power plant that happens to live next to your chargers. It can earn in several ways at once, which the industry calls stacking and everyone else calls "wait, it does what?"
- Demand charge savings. The battery covers your peaks, so the meter sees a smaller number. Usually the biggest and most reliable line.
- Capacity value. In markets like PJM, which covers Illinois' ComEd territory and New Jersey, part of your bill is set by how much power you draw during a handful of system-wide peak hours each year. Discharge during those hours and your capacity charge drops the following year. PJM's last two auctions cleared at the price cap, around $330 per MW-day, so the hours that set that tag are worth real money.
- Demand response and virtual power plants. Utilities and aggregators pay you to discharge when the grid is stressed. The payment is usually per kW you promise to deliver, per year or per season.
- Energy arbitrage. Charge when power is cheap, use it when it's expensive. Real on time-of-use rates, usually the smallest slice.
- Ancillary services. Frequency regulation and reserves pay well, but mostly to larger batteries on the grid side of the meter. For a charging site, treat this as upside, not a plan.
- Resilience. Keeping the lights on during an outage has value that doesn't show up on a spreadsheet, and the chargers only stay up if the battery's inverter is built to run the site as an island.
The catch with stacking. A battery can only be in one place at a time. The same kilowatt-hour can't shave your 6pm charging peak and answer a 6pm grid event. Some streams line up nicely, and some fight. The contract and the control software decide who gets priority, so read both before you add the numbers together.
Battery value stack
The federal tax credit: 48E, and the FEOC rules that can zero it
With the 30C charger credit gone for new projects, the storage credit is often the only federal money left at a charging site. It is also the one most likely to disappear in diligence, so it's worth understanding properly.
What 48E pays
- A standalone battery qualifies for the section 48E investment tax credit: 30% of the eligible cost, if the project pays prevailing wages and uses registered apprentices, or is under one megawatt. Otherwise the base is 6%.
- Bonus credits can add 10 points for domestic content and 10 points for siting in an energy community.
- Storage kept its credit through the 2025 federal budget law, with full value for projects that begin construction through 2033 before it phases down.
- Credits can be sold for cash to a tax-paying buyer, which matters if you don't have the tax appetite yourself. Buyers will do diligence on everything below.
The FEOC rules, in plain English
The same 2025 law added restrictions on "prohibited foreign entities," which in practice means companies owned, controlled or heavily influenced by China, Russia, Iran or North Korea. There are three tests, and failing any of them means no credit at all.
- Who owns the project. The taxpayer claiming the credit can't be a prohibited foreign entity itself.
- Who controls it. The owner can't be "foreign-influenced," which includes certain licensing and control arrangements. For 48E, making those payments within ten years after the battery goes into service can claw back the entire credit.
- Where the parts came from. This is the one that bites. The project calculates a material assistance cost ratio: the share of its equipment cost that did not come from prohibited entities. It has to clear a minimum that rises every year.
| Construction begins | Minimum share from non-prohibited sources |
|---|---|
| 2026 | 55% |
| 2027 | 60% |
| 2028 | 65% |
| 2029 | 70% |
| 2030 and later | 75% |
Battery cells are roughly half of the equipment cost in the IRS safe harbor tables. That means cells from a prohibited manufacturer make the threshold very hard to reach, however American the rest of the system is. A system assembled in the US around prohibited cells is still, for this purpose, mostly prohibited.
The one-sentence version. A battery can get 30% or more of its cost back from the federal government, unless too much of it came from a prohibited foreign entity, in which case it gets nothing, and the calculator above shows you exactly how much that changes the payback.
What to actually do
- Ask every supplier for written certification of where the cells, modules and major components were made, and by whom. Build the paper trail before you buy, not before you file.
- Treat cell origin as the first procurement question, not the last. It decides the math on its own.
- If you plan to sell the credit, talk to buyers early. They will set the documentation standard, whatever the law technically requires.
- Watch for guidance. Treasury issued interim rules in early 2026 (Notice 2026-15) and has promised proposed regulations and updated safe harbor tables. Details will move.
- Get a tax advisor who has done this. This page is a map, not a tax opinion.
State programs worth knowing
State money changes faster than anything else on this site, so treat these as a starting point and check the current rules before you model them. As of fall 2026:
Illinois
- The Clean and Reliable Grid Affordability Act took effect June 1, 2026. It targets 3 GW of storage, adds a rebate for standalone batteries, and requires the utilities to run virtual power plant programs that pay batteries to discharge.
- ComEd and Ameren already offer a distributed generation rebate of up to $300 per kWh for storage paired with solar. ComEd's tariffs for the new standalone rebate and its VPP program were filed and are awaiting approval.
- ComEd territory sits in PJM, so the capacity value described above applies on top.
- For larger projects, the Illinois Power Agency runs long-term procurements for utility-scale storage.
New Jersey
- The Garden State Energy Storage Program targets 2,000 MW of storage by 2030. Phase 1 covered large grid-scale projects, with the first awards in March 2026.
- Phase 2 covers smaller batteries on the distribution grid and behind the meter, with a mix of upfront and performance incentives. It is still being designed.
- An August 2026 straw proposal for small behind-the-meter batteries floated up to $200 per kW per year for ten years in exchange for discharging during utility-called events. Commercial terms may differ. Watch the Board of Public Utilities.
- New Jersey is also in PJM, so capacity value applies.
Elsewhere
California, Massachusetts, Connecticut, New York and others run their own storage incentives and demand response programs, and they vary widely in size and rules. The fastest way to see what applies at an address is the DSIRE database, then a call to the utility's program team.
The things people forget
- Cycles and warranty. Daily cycling is fine, twice-daily cycling on a warranty written for one cycle a day is not. Read the throughput terms, not the years.
- Degradation. Size for the capacity you need in year eight, or budget for augmentation.
- Round trip losses. You buy roughly 12% more energy than you sell through the battery. Small, but it belongs in the model.
- Fire code, setbacks, and permitting. Storage brings its own inspection path, and it is not the charger's.
- Interconnection. Storage that can export triggers a different, slower utility review than storage that cannot. Non-export designs get through faster.
- Tax credits. The FEOC rules decide whether you get 30% or more back, or nothing. See 48E and FEOC above.
When a battery does not pay
- Your tariff has no demand charges, or has an EV rate that already suppresses them.
- Utilization is so low that the demand charge, while brutal per kWh, is small in absolute dollars against the battery's cost.
- You need a service upgrade for daily energy anyway, so the battery saves you nothing on the utility side.
- The site is a candidate for fewer or smaller chargers instead. That fix is free.
The site planner has all of this built in. Set a grid limit, add a battery at the site or inside the chargers, and it will tell you what the demand savings are worth and whether they cover the battery.
Connectivity
A charger without a network connection is an expensive extension cord that can't take money. Connectivity is the least glamorous part of a site and the source of more "the charger is broken" complaints than anything with a power module in it.
What depends on the network
Almost everything a driver experiences as "the charger" is actually a conversation between the charger and a server somewhere else. When the connection is weak, the charger doesn't fail cleanly. It fails intermittently, which is worse, because it looks like a hardware problem and gets diagnosed like one.
- Authorization. Every app start, RFID tap, and Plug and Charge handshake asks the back office for permission. No connection, no answer, no session.
- Payments. The card terminal sends a pre-authorization to the processor before the session and a capture after it. A drop in between leaves you with a session you delivered and may not be able to bill.
- Uptime and monitoring. The software only knows what the charger tells it. An unreachable charger looks down even while it charges cars, and a charger that is online but failing every session can look fine. Weak connectivity makes your uptime numbers wrong in both directions.
- Remote fixes. Most faults can be cleared with a remote reset or a configuration change, if you can reach the charger. Every unreachable fault becomes a truck roll.
- Firmware updates. Updates are large, and large downloads over weak links fail. An interrupted update can leave a charger needing a site visit to recover.
- Pricing and configuration. Price changes, idle fees, and access rules only take effect when they arrive.
- Load management. Commands that cap site power to keep demand charges down are only as good as the link that carries them. If the command doesn't arrive, the peak does.
- Roaming. Sessions started from another network's app cross yet another connection before the charger ever hears about them.
What happens when a driver taps Start
From the benchmarks. In the small-town retail fleet, the two chargers with the worst uptime were both flagged for connectivity, not hardware. Same equipment as the rest of the fleet, weaker signal, worse results.
The options
| Option | Best for | Watch out for |
|---|---|---|
| Cellular, LTE Cat-1 or better | Most sites. No dependence on the host's network, fast to deploy. | Signal inside a metal cabinet, a single carrier, and network sunsets. |
| Cellular, LTE-M | Low-data devices. Workable for charger messaging. | Slow. Firmware updates take a long time and fail more often on weak signal. |
| Ethernet or fiber | The most reliable option when you can run it. | Trenching cost, and Ethernet's roughly 100 meter limit. Fiber or extenders beyond that. |
| Host Wi-Fi | Almost nothing. | Guest networks, password changes, captive portals, and an IT team that doesn't know your chargers exist. |
| Satellite broadband | Remote sites with no wired option and poor cellular. | Mounting, power, clear sky view, and business-use terms. Feed it through a site router. |
Buy for the network's future, not today's
US carriers shut down their 3G networks in 2022, and chargers with 3G modems went dark until the modems were replaced. Ask what cellular technology the modem uses, how long carriers are expected to support it, and whether the modem is a swappable part or a board replacement.
A modem in every cabinet, or one router for the site
A modem inside each charger means independent failures, but also a small antenna inside a metal box. One industrial router with an external antenna and two SIMs, feeding every charger over Ethernet, usually gets a much better signal. It is also a single point of failure, so buy one with dual modems or dual SIMs, and put it on the same maintenance plan as the chargers.
The payment terminal may have its own modem
Many payment terminals connect separately from the charger. That is two modems, two SIMs, and two ways to fail. A charger can be online while its terminal is not, and the driver will blame the charger either way. Check the terminal's signal too.
Pull a data conduit. When the trench is open for power, adding a conduit for Ethernet or fiber costs very little. Adding it later means another trench. It's the cheapest insurance on the site.
Why a tier 1 IoT provider matters
A SIM from a phone store is built for a person who moves around and tolerates the odd dropped call. A charger sits in one spot for ten years and needs to answer every time. The difference shows up at exactly the wrong moments.
What tier 1 means
- Direct relationships with the major carriers, or the carrier itself.
- Multi-carrier SIMs that switch automatically when the primary carrier degrades.
- Private network options (a private APN and static IPs), so your chargers aren't sharing the public internet path with everyone's phones.
- A management platform showing usage, connection status, and alerts for every SIM.
- Pooled data across your fleet, so one chatty charger doesn't hit an overage cliff.
- Industrial SIMs, often soldered to the board, rated for heat, cold, and vibration.
- Support that picks up and can see your SIMs when you call.
What goes wrong with the cheap option
- Deprioritization. Consumer and low-cost plans get pushed down the queue when a tower is busy, which at a gas station is exactly when drivers want to charge.
- SIMs deactivated for inactivity or unusual usage patterns, with nobody watching when it happens.
- Carrier network address translation that silently closes idle connections. Chargers then drop off, reconnect, and drop again, which looks like a flaky charger.
- No visibility. When a site goes quiet, you can't tell if it's the charger, the SIM, or the carrier.
Examples, not endorsements. Carriers: AT&T, T-Mobile, Verizon, all of which run IoT divisions. IoT connectivity providers: 1NCE, Hologram, KORE, Soracom. Industrial routers: Cradlepoint, Digi, Peplink, Sierra Wireless, Teltonika.
Questions for your IoT provider
- Which carriers does the SIM use, and does it fail over automatically?
- Listen forAt least two major carriers, with automatic switching based on signal and service.
- Do you offer a private APN and static IPs?
- Listen forYes, and a straight answer on how it helps keep chargers reachable.
- What happens when a SIM hits its data limit or goes quiet?
- Listen forPooled data, alerts before anything is cut off, and no silent deactivations.
- Is the modem certified on the carriers you use?
- Listen forCarrier certification for the exact modem in your charger. Uncertified modems can be refused by the network.
- What can I see, and what can you see, when a charger goes offline?
- Listen forPer-SIM connection history and signal readings, available to you directly.
When the network drops anyway
It will. Decide in advance what the site does, because the default is usually "whatever the firmware happened to do."
- Local authorization. Chargers can keep a list of known RFID cards and members so regulars can still start sessions offline.
- Store and forward. OCPP chargers can queue session records and send them when the link returns. Confirm yours does, and that your software accepts late messages without mangling the bill.
- Card payments. Most terminals need to reach the processor to authorize. Choose between refusing sessions and allowing limited free or deferred sessions, and know what each costs.
- Keep-alive settings. Heartbeat and connection keep-alive intervals need tuning for your network, or carrier equipment will quietly close idle connections.
- Monitor the link itself. Track reconnections per day and signal readings over time, not just online or offline. A charger reconnecting forty times a day is telling you something before it fails.
Check a real site. The connectivity check grades the signal where your charger will stand and tells you what setup it needs. Open the connectivity check.
Buying without getting burned
Most of what goes wrong at a charging site was decided in a contract nobody read closely. This is the diligence list: what to ask, what a good answer sounds like, and what should end the conversation.
Ground rules for everyone
Uptime guarantees are theater
Whether a charger works for a driver depends on the car, the cellular network, the payment processor, the back office, the utility, the weather, the last person who ran over the cable, and the vendor. No vendor controls that list. The ones who guarantee an uptime number define it until it means nothing: network outages excluded, "customer-caused" faults excluded, scheduled maintenance excluded, and a stall that is online but fails every session counted as up.
If the pitch leads with uptime, walk away. Ask about service and support instead, and make them walk you through their internal timelines, what triggers a dispatch, and who does the work.
Thirty days at a real network
Illustrative days, matched to the small-town network in the benchmarks: uptime in the high nineties, about 81% of sessions successful.
Hold vendors to what they actually control
- Response time. How fast a qualified person starts working the problem, remotely or on site.
- Time to repair. How fast the stall is charging cars again, with the clock starting when the fault is reported, not when they get around to diagnosing it.
- Spare parts on hand. Which parts are stocked, where, and how many. A two-day repair becomes a two-month repair when the power module ships from overseas.
A tight service SLA built on those three numbers is worth more than any uptime guarantee, because it is something a vendor can actually be held to.
Price it all in
The quote should include everything the charger needs to take a payment and charge a car: payment terminal, cable length, connectivity, commissioning, and the first term of software. If the POS is an add-on, the longer cable is an upgrade, and the modem is a line item, the real price is higher than the headline and the vendor knows it. All-inclusive pricing, or keep shopping.
Payment terms should be tight and fair
- A modest deposit to reserve production, not most of the order up front.
- The balance at net 30 after delivery.
- Shipped DDP, delivered duty paid. The vendor carries freight, customs clearance, and import duties to your site. On hardware built overseas, the gap between DDP and anything less is tariff exposure you did not price.
Prefer in-house service
A vendor whose own technicians service its own equipment has every incentive to fix it fast and learn from the failure. A vendor that subcontracts service has a margin to protect and a subcontractor with ten other customers. Ask who shows up. Get a name, not a network.
Speed is your leverage
Vendors bend for a buyer who can sign this quarter. They do not bend for tire-kickers, and they remember who wasted their time. Don't negotiate hard during ideation. Get indicative pricing, do your homework, and start procurement when you are actually ready to move. That is when a vendor will give up terms, because a real order is on the table. This goes for hardware and software alike.
If you are a site host buying turnkey
Turnkey means one contract and one phone number, which is the appeal. It also means five companies hiding behind one logo: whoever builds the hardware, runs the software, processes payments, installs the site, and fixes it. You are only as protected as the weakest of the five.
Five companies behind one logo
Tap a layer. Each one can fail on its own, and the driver only ever sees the top one.
- Make them name every subcontractor, by layer. If the answer is vague, so is the accountability.
- Find out who answers when a driver calls, and what you are expected to do while you wait.
- Get the service SLA in writing, with the three numbers above and a remedy when they're missed.
- Ask what happens to your chargers if the provider exits, sells, or you want to leave. Can the hardware move to another network, and who pays for that?
- Know who owns the chargers, the data, and the driver relationship. Those can be three different answers.
- Read the renewal terms. A cheap first year with an expensive year four is a lease with extra steps.
If you are an operator buying the pieces
Buying hardware, software, payments, installation, and service separately gets you better pricing and more control. It also makes you the integrator, which means the gaps between vendors are now your problem.
You are the driver support. Don't rely on your software vendor to handle drivers. When a car won't charge at 11pm, the driver needs someone who owns the outcome. That is you. Software support is tier 2: they help you diagnose the platform. They do not own your customer, and they will not care about your reviews the way you do. Staff and train for tier 1 before you open.
- Get the hardware and software vendors on the same call before you buy either, and have them describe the full session together, from plug-in to payment capture.
- Confirm the OCPP version and the specific features each side actually supports. "OCPP compliant" without details means nothing.
- Decide who owns each failure mode before it happens. A charger that won't start could be hardware, software, payments, or connectivity, and each vendor will suggest it's one of the others.
- Test the ugly paths on purpose before launch: pull the antenna, use a declined card, stop mid-session, unplug during precharge.
Questions to ask, by vendor
Examples of vendors in each category are listed to show what the category covers. Inclusion is not an endorsement.
Hardware
Examples: ABB E-mobility, Alpitronic, Autel, BTC Power, Kempower.
- Who services your equipment, and are they your employees?
- Listen forNamed in-house technicians in your region, or a specific, accountable partner with its own SLA to the vendor.
- What is your response time and time to repair, in writing?
- Listen forHours and days with remedies attached. Not "best efforts."
- Which spare parts do you stock in North America, and where?
- Listen forA specific list: power modules, cables, connectors, payment readers, controllers, contactors. Stocked domestically.
- Is the price all-inclusive?
- Listen forPayment terminal, cable, connectivity, commissioning, and first-term software all included.
- What are your payment and shipping terms?
- Listen forModest deposit, net 30, DDP.
- Will you provide service manuals and parts access to a qualified third party?
- Listen forYes, at least for basic repairs, and in writing. You'll need it if they ever leave.
- What does the warranty exclude?
- Listen forA short list. Cables and connectors excluded as "wear items" is common and expensive.
Charge management software (CMS)
Examples: AMPECO, Driivz, Monta.
- Which OCPP version and features have you certified or tested with this hardware?
- Listen forNamed hardware models, a version number, and a list of supported features. Ideally, live sites running the same combination.
- What is the support model?
- Listen forA clear tier 2 role for you, the operator, with defined response times. Be wary of anyone who says they will "handle driver support" as a headline feature.
- How do I move my chargers to another platform?
- Listen forA documented process to change the OCPP backend address and credentials, and no fees or lockouts for doing it.
- Who owns the session data, and can I export all of it?
- Listen forYou own it, and there's a bulk export in a standard format.
- What happens to my sites if you are acquired or shut down?
- Listen forNotice periods, data export, and help migrating. Not a shrug.
- What does pricing look like in year three?
- Listen forPer-port pricing with a cap on increases.
Payments
Examples: Nayax and other unattended payment terminal providers.
- Which processors is this terminal certified with?
- Listen forMore than one. Changing processors should not mean changing terminals.
- How large is the pre-authorization hold, and can I set it?
- Listen forConfigurable. Drivers call about a $100 hold far more than a $25 one.
- What does the terminal do when connectivity drops?
- Listen forA defined offline policy you choose, not one you discover.
- Who handles refunds and chargebacks, and how fast?
- Listen forA process your tier 1 team can actually use.
Installer or EPC
- How many charging sites have you built, and can I call two of the owners?
- Listen forReal references at similar sites. General electrical experience is not the same thing.
- Who manages the utility, and what is your assumption for their timeline?
- Listen forSomeone who has worked with your specific utility and quotes the schedule in months, not weeks.
- What is excluded from the price?
- Listen forA short exclusions list. Trenching distance, soil conditions, and utility work are where change orders come from.
- Who commissions the chargers, and who signs off that they work?
- Listen forA defined handoff with the hardware vendor, ending in real test sessions on real cars.
Service and maintenance
- What triggers a dispatch, and how fast after that?
- Listen forSpecific triggers, like a failed-session threshold or a fault code, and a clock that starts automatically.
- Do your technicians carry parts, or order them after diagnosis?
- Listen forCommon parts on the truck. The second visit is where time to repair goes to die.
- Is preventive maintenance included, and what does it cover?
- Listen forScheduled visits with a checklist: cables, connectors, filters, cooling, firmware.
- How do you report?
- Listen forPer-ticket records with times and root cause, not a monthly uptime percentage.
When a vendor leaves the market
It isn't hypothetical. In October 2024, Enel X Way closed its North American business on a few days' notice and said its software would be discontinued, warning that commercial stations would lose functionality without software continuity. Owners of networked commercial chargers were left scrambling, and it was independent OCPP software providers that ended up migrating sites so they could keep running.
Earlier that year, DC charger maker Tritium entered voluntary administration and its business was sold to Exicom. The new owner committed to supporting existing warranties, while acknowledging it wasn't necessarily obliged to. That's the lesson: a warranty is a promise from a company, and it's only as good as the company.
Negotiate these before you need them
- Access to spare parts, directly or through a named distributor, if the vendor exits or stops supporting the model.
- Service manuals for basic repairs: cables, connectors, payment readers, filters, and module swaps.
- Documented steps to change the OCPP backend address and credentials, so you can point your chargers at a new platform without the old one's help.
- Your data, exportable, on demand.
Then test the OCPP changeover on one charger before you need it. A migration plan you have never run is a theory.
Walk-away signs
- The pitch leads with uptime.
- They can't tell you who shows up to fix the charger, or it's "our partner network."
- The payment terminal, the longer cable, or connectivity is an add-on.
- Most of the order is due up front, or they won't ship DDP.
- "OCPP compliant," with no version, no feature list, and no named hardware it has run on.
- No answer on moving to another software platform, or a fee for doing it.
- The software vendor promises to take care of your drivers.
- References are all pilots or all from one friendly customer.
- Warranty exclusions longer than the warranty.
Fleet charging
Public charging is a real estate business. Fleet charging is a logistics business. You control the cars, the schedule and the site, so the question becomes brutally simple: how many vehicles can you get through in a day, and are they ready when someone needs the keys?
The metric that matters is throughput
For a public site, the question is how many strangers show up. For a fleet, you already know. The questions are how many vehicles you can charge in a day, whether each one is ready on time, and what each charge costs. Utilization is an output, not the goal.
A fleet charger sitting idle for an hour because nobody moved the car is a staffing problem, not a demand problem. That distinction runs through everything below.
Know your vehicles
- Every model has its own charging curve. The peak number on the spec sheet lasts for a short stretch in the middle of the battery, and only if the pack is warm. The battery section explains why.
- The car's onboard charger caps Level 2. An 11 kW car on a 19.2 kW charger is an 11 kW car.
- 400-volt and 800-volt vehicles behave differently on the same charger, and some chargers can't give both full power.
- In a mixed fleet, plan around the slowest vehicle you charge often, not the fastest one in the brochure.
- Software updates change charging curves. What you measured last year may not be what you get today.
The 80% rule
Charging slows sharply as the battery fills. On a typical fast-charging curve, going from 80% to 100% can take as long as going from 20% to 80%. For one driver, that's an annoyance. For a fleet, it's a whole vehicle you didn't charge.
- Set a charge-to target by use. Most rental returns and dealer service turns only need 70% to 80%.
- Stop the session at the target automatically, through the charger, the software, or the vehicle's own charge limit, then move the car.
- Take cars to 100% only when the next trip genuinely needs it, and do it where time is cheap: overnight, on Level 2.
In numbers. On the fleet throughput tool's default setup, stopping at 80% instead of 100% lets each DC port charge about half again as many cars in a day. Same chargers, same staff, one setting.
The last 20%
One midsize crossover on a 150 kW charger. The amber stretch adds a third as much energy and takes nearly as long. In a fleet, that is the next car in the queue, waiting.
One port, one day: Level 2 or DC fast
A midsize crossover with 80 kWh usable, charged from 20% to 80%, with 10 minutes to swap cars. Level 2 at 11.5 kW, limited by the car to 11 kW. DC fast at 150 kW.
Power on site, and the charge window
- Power. Total site power decides how many chargers can run flat out at once. Shared power slows everyone down when the lot is busy, and managed charging keeps demand charges in check.
- The window. This is when cars are actually available to charge. A depot might have eight to ten hours overnight. A rental return lot sees a steady stream all day. A dealer service lot has whatever time falls between drop-off and pickup.
- Match the charger to the window. If a car sits for ten hours, Level 2 will finish it cheaply. If it has to go back out in an hour, only DC fast will get it there.
Shared power: more cars, slower cars
Reliability, success rate and compatibility
Fleets feel failures more than anyone. A failed public session loses one sale. A failed fleet session means a car isn't ready, a porter made a wasted trip, and the whole schedule slips.
- Track success rate by vehicle model, not just by charger. Compatibility problems are usually specific to one model on one software version.
- Test every model in your fleet on the exact hardware and software you plan to buy, before you buy it. Bring the cars to the vendor, or the vendor to the cars.
- Control firmware updates. An update that fixes one model can break another, and a fleet finds out at 6am.
- Budget for retries. A failed start costs a swap and someone's time, and the throughput tool counts it.
- Don't forget the network. A charger that can't reach its software can't start a session. See Connectivity.
Operations, where fleets are won
- Staff the moves. The people swapping cars set the ceiling as often as the chargers do. Count swaps per hour, not just chargers.
- Design the lot for flow. A queue lane, pull-through stalls, and cables that reach every model's charge port.
- Charge in priority order. The car leaving soonest charges first, and only to what its next trip needs.
- Use telematics. Know each car's charge level before it arrives, and stop sessions at target without anyone walking out to do it.
- Schedule around the rate. Shift what you can into cheap hours and cap site power at peak.
- Measure what matters. Vehicles ready on time, vehicles charged per port per day, success rate by model, and cost per charge.
What rental fleets taught us. The hardware was the easy part. Throughput came from the 80% stop rule, from scheduling the people who move the cars, and from knowing which models charged reliably on which chargers.
Fleet throughput
How many vehicles your site can charge in a day, and what's really limiting it. Pick the vehicles, the chargers and how you run the lot. The answer is usually less about the chargers than people expect.
What real sites actually do
Every number below comes from session-level data at operating US charging sites: tens of thousands of sessions across a dozen sites and a small-town network, over several years. Names, locations, hosts and operators are removed and details are generalized. The numbers are real.
This is what actually happened, not what we think will happen. Every figure below comes from real charging sessions at real operating sites. Nothing is modeled, projected or rounded up to look good.
The data has been anonymized: names, addresses, hosts, operators and drivers are removed, and details like location are generalized to a region. It has also been cleaned: scrambled dates fixed, quick retries merged so a driver trying twice counts once, and the most recent twelve months used wherever a site has that much history. How the data was cleaned.
Real doesn't mean guaranteed. These sites are what happened at their addresses, with their traffic, prices and electricity rates. Yours will differ. Your mileage may vary, and at a charging site that's meant literally.
What this data says
- The spread is 40 to 1. The best site does 5.2 sessions per port per day. The worst does 0.12. Same equipment, same country, same years. Nothing else in this business has that much leverage, which is why the forecast matters more than the hardware quote.
- Free does not create demand. The travel plaza charges drivers nothing, has plenty of ports on a highway, and still runs about one session per port per day. If free cannot fill the stalls, price was never the problem.
- The winner is a convenience store near an airport. Rideshare drivers charge every day, and this store sits right where they wait between trips. A steady stream of high-mileage drivers beats a busy road, and it beats demographics every time.
- Cars arrive around 30% and leave around 85%. That held across every DC site here, which is why 40 kWh is a better planning number for a session than anything derived from pack size.
- Busy sites flatten. The busiest six hours carry 34% of energy at the best site and 55% at the quietest one. Quiet sites are spiky, busy sites are smooth, and storage sizing should use the site you have rather than the one you want.
- Utilization is lower than anyone expects. The best site here occupies its ports 23% of the time. That is a good site. Most are under 5%.
- Failed sessions are a revenue line. Maintained sites came in at 1% to 6%. The small-town fleet ran 17%, with individual sites near 30%. A 17% failure rate is 17% fewer sessions than your forecast, and drivers who fail once tend not to come back.
- Uptime and success are different numbers. The small-town fleet reported uptime in the high 90s while roughly one in five attempts failed. Uptime says the charger answered the network. Success says a car left with electricity in it. Only one of those is revenue.
- Slow DC ages badly. The garage site has declined year over year as faster options opened nearby. Charging speed is competitive, not absolute.
- Scarcity is real estate too. The only fast charger in a remote small town runs 2.75 sessions per charger per day. The high-end shopping center runs 2.81. Being the only option for miles works as well as being in the best neighborhood in town. More on the real estate page.
- Great real estate carries a premium price. The shopping center charges $1.00 per kWh, with strong idle fees, and is still the busiest per charger in the newer data. The remote town charges about $0.58, below what the site planner says it needs to break even, while having no competition at all. Pricing power is part of what a location is worth.
- Destination sites follow their destination. The ski resort site ran about eight times more sessions in January than in April. Underwrite the whole year, not the best month.
- Most failed attempts are retries. Raw logs in the newer data show 24% to 38% of attempts failing, but many are followed by a successful retry within fifteen minutes. The drivers who actually left with nothing ranged from 6% to 23%. Measure the second number, because that's the one that costs you customers.
- More power isn't more business. The ski town and the corridor restaurants each run two 400 kW chargers, 800 kW per site. The small-town site that keeps pace with the big-city shopping center has a single 60 kW charger. Power beyond what the traffic needs shows up as hardware cost and demand charges, not sessions. Size for the drivers you have, and leave conduit for the ones you expect.
- Two connectors rarely means two cars. On the newer dual-connector chargers, both connectors were busy at once only 0% to 9% of the time. Plan and compare per charger, not per connector.
How to use these
Load any row into the tools with the button on it. That fills in ports, power, sessions per port per day, energy per session, and price, so you can run the pro forma against a site that actually exists instead of a number you hoped for.
The honest caveat: a dozen sites and one network is a sample, not a census. It now spans the South, Midwest, Northeast and West, and it spans everything from 30 kW chargers to 400 kW chargers. The corridor restaurants have only about eleven weeks of data. Treat these as reference points for what plausible looks like, not as the distribution of American charging.
If you operate sites and want to add anonymized data to this set, that is the contribution that would improve this site most.
Method and sources
Every number on this site is either an input you can change or a formula written out below. If you disagree with an assumption, good. Change it.
How the forecast works
Traffic-driven sites (highway, retail) start from the road. EVs passing per day equal traffic times EV share. Sessions equal EVs passing times a capture rate, adjusted for site quality and for competing ports nearby (each competitor cuts demand by roughly 13%, a factor of 1 divided by 1 plus 0.15 per competitor).
Destination sites (hotel, workplace, multifamily) start from the people already there. Sessions equal population times the share present on a given day, times vehicles per person, times EV share, times the share of those EVs that charge that day.
Both are capped at practical capacity: ports times operating minutes divided by session length, times a maximum utilization. Past that cap, drivers queue or leave, and the forecast says so.
EV share grows at a constant annual rate, capped at 60% of vehicles. That cap is a safety rail, not a prediction.
The honest part. Capture rates and charging propensity are the least certain numbers here. The defaults are informed judgment, not measured values. If you have session data from comparable sites, overwrite them. That one change will improve the forecast more than everything else combined.
How the site planner works
- Capex is hardware, plus make-ready (per kW for DC, per port for Level 2), plus any utility upgrade, plus design and permitting as a percentage (with a minimum), plus contingency. Grants and make-ready rebates come off the top.
- Grid energy equals delivered energy divided by charger efficiency. You pay for the losses, the driver doesn't.
- Billed demand equals installed kW times a billed demand percentage, every month, all year. Real peaks depend on how sessions overlap. At low utilization, assume they overlap more than you'd like.
- Sessions grow at a flat annual rate, capped at 24 per port per day for DC and 8 for Level 2.
- Results are in today's dollars, pre-tax, unlevered, with no depreciation, no hardware replacement, and no residual value. Chargers that last ten years exist. Plan as if yours are not among them.
- Break-even sessions scale DC and Level 2 sessions together until net present value hits zero.
Live data, and why it may not work here
The forecast can pull two things automatically: traffic counts from state DOT ArcGIS map services, and public port counts within a radius from the federal Alternative Fuels Data Center. Both are open, both are free, and one needs a key you can get in a minute at developer.nlr.gov/signup.
The hosted copy of this page runs under a content policy that blocks requests to other sites, so the lookups will report that they were blocked. Download the page and serve it yourself, or open the file locally, and they work. That is a hosting limit, not a data limit.
The traffic lookup queries an ArcGIS feature layer for count sites within your radius, reads whichever field carries volume, and takes the median. Field names differ by state, which is why it matches on the name rather than assuming one. If your state is not in the list, paste its layer URL: most DOTs publish one, and searching your state plus "AADT ArcGIS REST" finds it. The built-in list is a convenience, not a guarantee. Verify against the source map.
Counts are per segment and sometimes per direction. A median of nearby readings is a starting point, not the traffic passing your driveway.
How the battery math works
- Daily grid energy is split into a busy window (hours and share of daily energy, both inputs). Everything above what the grid limit can supply in that window is the battery's job.
- The battery covers up to the lesser of its usable energy and its power times the window length. Whatever it cannot cover is spread across the window and added back to billed demand.
- Billed demand becomes the grid limit plus any shortfall, and never more than the site would have drawn without a battery.
- Round trip losses are charged as extra energy on everything that passes through the battery.
- Battery cost is per kWh and per kW for a site battery, or a premium per charger for battery-integrated units. Replacement, if you set a year, lands as a cash outflow in that year.
- The result is compared against the identical site with no battery, so the NPV difference is what the battery is worth on its own.
- What this does not model: recharge scheduling between windows, time-of-use arbitrage, degradation curves, grid services revenue, and the utility interconnection review that storage triggers. All four matter. None are one-liners.
Running it offline with a local data file
The repository includes build-data.mjs, a dependency-free Node script that downloads open data and writes compact JSON into a data folder next to the page. Serve the site and the page loads whatever is listed in data/manifest.json at startup. Or load the files by hand in the forecast, which works even on a hosted copy that blocks outside requests, because reading a file you chose is not a network call.
Once a file is loaded, lookups run in your browser: nearest or median traffic counts, and port counts inside your radius. No API key, no network, no rate limits, and the page remembers the data between visits.
The formats are deliberately boring, so you can generate them from anything:
- Traffic: type "aadt", rows of latitude, longitude, and daily volume.
- Stations: type "stations", rows of latitude, longitude, DC fast port count, and Level 2 port count.
What about PlugShare
PlugShare has the best crowd-sourced charging data in North America and no open API. Access is a commercial license through Recargo, and their terms do not permit scraping or redistributing the data. A site that tells people to respect their vendor contracts should not ship a scraper, so this one does not. If you have a PlugShare license, the local file format above is three columns wide and you can fill it yourself.
The open substitutes are the Alternative Fuels Data Center, which is federal data and free to use, and Open Charge Map, which is community data under a share-alike license. Neither has PlugShare's check-in history, which is the part you would actually have wanted.
Utility rates
The planner can pull current commercial tariffs from the US Utility Rate Database, which is maintained on behalf of the Department of Energy and served through OpenEI. It lists EV-specific schedules first, averages time-of-use energy prices into one number, and takes the highest first-tier demand charge. That simplification is fine for screening and wrong for a final model. Real tariffs have seasons, tiers, ratchets and minimums, and the schedule you land on depends on your service size, which the utility decides.
Where the benchmarks come from
Session-level logs from operating sites, published with permission and stripped of anything that identifies a site, host, operator or driver. Figures are trailing twelve months where a site has that history and lifetime otherwise. A session counts when it delivered at least half a kWh. Failed sessions are attempts that delivered nothing.
How the newer benchmark data was cleaned
- Some session exports had their dates partly converted by spreadsheet software, which read day-first dates as month-first whenever the day was 12 or under. Those dates were swapped back before any analysis. Without the fix, some sites appeared to have more than a year of history when they had eleven weeks.
- Sessions per port count each connector. Sessions per charger count each physical unit, which is the fairer comparison because the dual-connector units in this data almost always charged one car at a time.
- "Drivers who left with nothing" counts failed attempts that were not followed by a successful session at the same site within fifteen minutes, with clusters of failures counted once. It's a better measure of lost customers than the raw failure rate, which counts every retry.
- Figures are for the most recent twelve months where a site has that much history, and for the full period otherwise.
Where to get real inputs
- Traffic counts: your state DOT's traffic count map (search your state name plus "traffic counts"), or the FHWA Highway Performance Monitoring System.
- EV registrations and adoption: AFDC maps and data and Atlas EV Hub.
- Competing chargers: the AFDC station locator.
- Incentives: AFDC laws and incentives, DSIRE, and the 30C credit entry for the federal status.
- Electricity rates: your utility's commercial tariff book, and ask specifically about EV rate schedules.
- Costs: real quotes. Hardware from at least two vendors, make-ready from a local electrical contractor who has done a charging site before, and utility upgrade costs from the utility itself.
Limits
This is a ballpark tool for learning and early screening. It is not an engineering study, a traffic study, an interconnection estimate, or investment, legal, or tax advice. Use it to decide which sites deserve a real study, not to skip the study.
License
Written content is released under Creative Commons Attribution 4.0. Code is released under the MIT license. Copy it, fork it, fix it, and credit the source. Corrections to assumptions are the most useful contribution you can make.
Data credits: Alternative Fuels Data Center, US Department of Energy. Open Charge Map contributors, CC BY-SA 4.0. State departments of transportation for traffic counts. If you publish a copy that ships their data, carry their credits with it.
Last updated October 2026.
Site planner
A ballpark pro forma for a charging site: what it costs to build, what it costs to run, and how many sessions it needs before it stops losing money. The defaults are typical numbers. Swap in real quotes the moment you have them.
Install cost estimator
The charger is the cheap part. The expensive part is the distance between it and the electrical room, and everything you have to dig through to cover it. This puts a rough number on that, and shows you how fast it grows.
Why placement decides the budget
Two sites with identical chargers can differ by a factor of three in install cost. The difference is almost always geography: where the chargers sit relative to the electrical gear, and what lies between them.
Rules of thumb that save real money. Put the chargers on the same side of the building as the electrical room. Route through dirt, not concrete. Pull spare conduit while the trench is open. And if the run is long, send one feeder to a panel near the chargers instead of a separate wire for each.
Distance costs you twice
Every extra foot adds trench, conduit and wire. Past a certain point it also adds thicker wire, because long runs lose voltage along the way, and the chargers don't like arriving voltage that's low. So the wire gets upsized to keep the drop within about 3%, and wire cost climbs faster than distance. That's the staircase in the chart above.
What you dig through matters more than how far
Trenching through soil is the cheap option. Cutting asphalt means saw-cutting, hauling, backfilling and patching. Concrete is worse again, and boring under a road or a lot that has to stay open costs more still. A short run under a sidewalk can cost more than a long one across a lawn. Walk the route before anyone quotes it.
Copper or aluminum
Aluminum carries less current than copper of the same size, so it has to be bigger. It still usually costs a fraction as much, which is why it wins on large feeders and long runs. Small branch circuits stay copper. Aluminum needs terminals rated for it and installers who torque connections properly. Done right, it's routine. Done wrong, it's a callback.
One feeder, or a wire per charger
With the chargers close to the electrical room, running a separate circuit to each one is simple and cheap. As the distance grows, it gets cheaper to run one large feeder to a new panel next to the chargers and branch out from there. The estimator prices both and picks the cheaper one, or you can force either.
The rules that set the wire size
- Chargers are continuous loads, so circuits and breakers are sized at 125% of the charger's input current.
- Wire is sized from the code's ampacity table, then upsized as needed to hold voltage drop down.
- Equipment rated over 60 amps, or over 150 volts to ground, needs a disconnect. On a 480 volt building, that's every DC fast charger.
- The ground wire is sized from the breaker, and grows along with the phase wires when they are upsized for distance.
- Level 2 chargers run on 208 or 240 volts. On a 480 volt building, that means a step-down transformer and a panel of their own.
Will the building take it?
A common way to check an existing service is to take the highest demand from the last twelve months, add 25%, add the new chargers, and compare the total with the service rating. The estimator does exactly that. If it doesn't fit, the options are a service upgrade from the utility, which is slow and expensive, or a load management system that caps what the chargers can draw, which the code allows.
The site work nobody budgets
- Concrete pads for each charger, and one for any new panel or transformer.
- Bollards, because cars hit chargers. Budget for them before one proves the point.
- An accessible charging stall with the right slope, width and signage.
- Striping, wheel stops, signs, lighting, and paving repair where the trench crossed the lot.
Limits
This is a screening estimate in 2026 dollars, built on typical prices and the national electrical code as commonly applied. It leaves out the chargers, the utility's side of the meter, unknown underground conditions, and local code amendments. A licensed electrician and an electrical engineer design the real thing. Use this to know whether a quote is sane, and to decide where the chargers should go before anyone draws them.
Utilization forecast
How busy a site is likely to be, worked out from the traffic or people already there and how many of them drive EVs. You get a range, because anyone who gives you a single number for a site that doesn't exist yet is either guessing or selling something.
Connectivity check
Grade the cellular signal where the charger will stand, and get a setup that holds up. Take readings at that exact spot, at roughly cabinet height, ideally when the site is busy. Readings from the charger or router itself are best. Phone readings work too, and the tool adjusts for the metal cabinet.